1. Introduction
At SummitYears, we value the trust you place in us when visiting our website. This Privacy Policy explains how we handle your personal information in accordance with applicable Canadian laws, including the Personal Information Protection and Electronic Documents Act. We aim to be transparent in how we collect, use, disclose, and protect your data. Our goal is to provide clear and accessible information so you can make informed choices about how your data is handled.

2. Scope of this Policy
This Privacy Policy applies to all personal data collected through our website (summityears.com), including when you contact us, submit forms, or browse our content. It does not apply to external websites that we may link to. We encourage you to review the privacy practices of any third-party services separately.

3. Information We Collect
We collect information in two main ways:
a) Information you provide voluntarily:

Name
Email address
Phone number (if included)
Any message or content submitted via contact forms

b) Information collected automatically:

IP address
Browser type and version
Device type and operating system
Pages viewed, time spent on site, referring URLs
Cookie preferences 

We may also collect aggregated, non-identifiable data (such as page view trends or general device statistics) to help us improve the structure and usability of our website. This data is not linked to any individual and is used for analytical purposes only.
We do not collect sensitive information such as financial details, government-issued IDs, or medical records.

4. Purpose of Data Collection
We collect and use your personal information only for purposes that a reasonable person would consider appropriate in the context of retirement-related informational services, including:

To respond to inquiries or messages submitted via our contact forms
To maintain and improve the performance of our website
To understand visitor interests and enhance content quality
To comply with applicable legal obligations

We will never use your data for purposes unrelated to the ones described above without obtaining your clear consent.

5. Lawful Basis for Processing
We process personal data based on one or more of the following grounds:

Your explicit consent when you submit a form or request contact
Our legitimate interest in operating and maintaining the website
Legal obligations under Canadian privacy laws
You may withdraw your consent at any time by contacting us (see Section 11).

6. Use and Sharing of Information
We do not sell, rent, or trade your personal information.
Information may be shared under the following limited conditions:

With trusted third-party service providers (e.g., analytics or web hosting) who assist in operating our site — only to the extent required for service functionality
When required by law or in response to a lawful request from public authorities
To prevent security threats, suspected fraud, or other potential violations of law
All service providers we work with are contractually obligated to handle your data in compliance with privacy best practices.

7. Data Security
We implement reasonable technical and organizational measures to protect your personal data.
This includes, but is not limited to:

HTTPS encryption
Secure storage and access restrictions
Periodic reviews of systems and user permissions
No method of electronic transmission is 100% secure. While we take precautions, we cannot guarantee absolute security of your data.

8. Retention of Information
We retain personal data only for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required by law.
If you wish to request deletion of your data, you may contact us directly (see Section 11).

9. Your Rights
As a Canadian resident, you have the right to:

Request access to your personal data
Request correction of inaccurate or incomplete information
Withdraw previously given consent
Ask for deletion of your information, subject to legal limitations
To exercise these rights, please contact us using the information below.

10. Children’s Privacy
Our website is intended for individuals over the age of 18. We do not knowingly collect personal data from children. If you believe we have unintentionally collected such data, please contact us so we can delete it promptly.

11. Contact Us
If you have any questions about this Privacy Policy, or wish to exercise your rights regarding your personal data, please contact us:

SummitYears
📍 9650 Av. Papineau, Montréal, QC H2B 1Z7, Canada
📞 +1 438-385-1602
✉️ [email protected]