1. Introduction
These Terms and Conditions govern your use of the SummitYears website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Website. The Website is owned and operated by SummitYears, a Canadian-based provider of informational content and digital resources related to retirement planning. These Terms apply to all visitors, users, and others who access or use the site.
2. Use of the Website
You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use of the site by others. You may not use the Website:
To transmit harmful, offensive, or unlawful content
To interfere with the operation or security of the site
To impersonate another individual or entity
To access or collect data from the site without permission
We reserve the right to suspend or terminate access to the Website if these Terms are violated.
3. Intellectual Property
All materials on the Website, including text, logos, graphics, icons, and layout, are the intellectual property of SummitYears unless otherwise indicated. These materials are protected by copyright, trademark, and other applicable intellectual property laws. You may not reproduce, redistribute, or modify any part of the Website without prior written permission.
Limited, non-commercial use is permitted for personal purposes, provided that such use does not alter or obscure copyright notices.
4. Content Disclaimer
All information provided on the Website is for general informational purposes only. While we strive to keep our content accurate and up to date, we do not warrant the completeness, reliability, or accuracy of any content published.
All content is provided “as is” and without warranties of any kind, express or implied. We make no representations regarding the availability, suitability, or usefulness of the information.
The content is not intended as financial, legal, investment, or professional advice. You are encouraged to consult qualified professionals before making decisions based on the information found on this Website.
Use of the Website is at your own discretion and risk.
5. Third-Party Links
The Website may contain links to third-party websites or resources. These links are provided for your convenience and do not constitute an endorsement or recommendation.
SummitYears does not monitor, control, or review third-party websites and disclaims responsibility for their content, accuracy, or privacy practices. We encourage users to read the terms and privacy policies of any third-party service.
6. Limitation of Liability
To the fullest extent permitted by applicable law, SummitYears shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from:
Use of or inability to use the Website
Any errors or omissions in content
Unauthorized access or alteration of your transmissions
Reliance on any information available on the Website
You are responsible for your use of the content. Please consult a qualified advisor before making decisions based on information from this Website. Our total liability under these Terms shall not exceed the amount you paid, if any, for accessing the Website.
7. Indemnification
You agree to defend, indemnify, and hold harmless SummitYears and its affiliates, partners, officers, and employees from and against any claims, liabilities, damages, or expenses arising out of your use of the Website or violation of these Terms.
8. Modifications to Terms
We may update or modify these Terms at any time. Changes will be posted on this page, and the updated date will be revised accordingly. By continuing to use the Website after changes are posted, you agree to the revised Terms.
We recommend checking this page periodically to stay informed.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the Province of Quebec and applicable federal laws of Canada. Any disputes arising from or relating to these Terms shall be resolved under the exclusive jurisdiction of the courts located in Montreal, Quebec.
10. Contact Information
If you have questions, comments, or concerns regarding these Terms, you may contact us at:
SummitYears
📍 9650 Av. Papineau, Montréal, QC H2B 1Z7, Canada
📞 +1 438-385-1602
✉️ [email protected]